Title

Collections, Garnishment, and Levy

Description
Find helpful articles and free court forms about collections, wage garnishments, and levies.
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MontanaDebt Options.org

By: Montana Legal Services Association (MLSA)

Visit MLSA's free debt website to find out if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.

19 Things a Debt Collector Cannot Take

By: Montana Legal Services Association (MLSA)

Learn what income and property are protected from debt collectors; the situations when income or property may not be protected; and, download a free court form to ask for your protected income or property back.

4 Steps to Get Debt Collectors to Stop Contacting You

By: Montana Legal Services Association (MLSA)

Learn how to get third party debt collectors to stop contacting you. Download a free cease contact letter. And, learn what legal action you can take if debt collectors keep contacting you.

Debt Collector Phone Call Checklist

By: Montana Legal Services Association (MLSA)

Use this checklist to keep a written record of all communication that you have with a debt collector. If you think the debt collector broke the law, talk to a lawyer.

How to Protect Your Tax Refund

By: Montana Legal Services Association (MLSA)

Learn how you can protect your tax refund from expensive tax preparation services, high interest, loans, and scams.

What is a Wage Garnishment?

By: Montana Legal Services Association (MLSA)

If you live in Montana, this article will help you:
-Understand what wage garnishment is.
-Learn your options if your wages are being garnished.

What is an Account Levy?

By: Montana Legal Services Association (MLSA)

Learn about account levies, what money is protected from an account levy, and download a free court form to ask for your protected money back.

Common Questions

How to Claim Exemptions from Debt Collections and Request a Hearing

By: Montana Legal Services Association (MLSA)

A creditor or debt collector who has a judgment can take some money from you to pay the judgment. There are limits on what kind of money a creditor can take. You can use this packet of instructions and form to get money back if the creditor was not supposed to take it.

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