Debt Dispute Letter (write-in-the-blank form)

You can send the Debt Dispute Letter to a third party debt collector within 30 days after they contact you to dispute the debt. This is not a court form that you can use to dispute a debt in a lawsuit. If you have been served with court papers and want to dispute the lawsuit, you'll want to check out our Step-by-Step Guide on How to Answer When You Get Sued. 

The letter comes with instructions to help you fill it out and send it to the debt collector. You can download the Debt Dispute Letter at the bottom of this page.  

Need more information?

If you have any questions about your rights or this form, it would be a good idea to read our article How to Dispute a Debt. 

Need legal help?

Montana Legal Services Association provides free civil legal help to eligible clients. Learn more about how to apply for free legal help.