Information and Forms
Find helpful articles and free court forms related to wage garnishement by following the links below.
What is a Wage Garnishment?
Learn what a wage garnishment is, and your options for when your wages are getting garnished. Find a free court form if someone garnished too much of your wages.
19 Things a Debt Collector Cannot Take
Learn what income and property are protected from debt collectors; the situations when income or property may not be protected; and, download a free court form to ask for your protected income or property back.
How to Claim Exemptions from Debt Collections and Request a Hearing
A creditor or debt collector who has a judgment can take some money from you to pay the judgment. There are limits on what kind of money a creditor can take. You can use this packet of instructions and form to get money back if the creditor was not supposed to take it.
HUD-approved Housing Counselors
The Department of Housing and Urban Development (HUD) trains and certifies non-profit housing counselors across the country.
Visit our other website to find out you if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.
What income and property of mine is protected from a creditor or debt collector with a judgment?
Use this worksheet and information to determine which of your income and property are exempt from a creditor or debt collector that has a judgment against you.
When Can a Creditor Take Your Tax Refund?
Information about when creditors with a judgment against you can and cannot take your tax refund.
Notice of Claimed Exemptions (write-in-the-blank form)
File this form with the court to ask for your exempt income or property back.