Disputing a Debt
Information and Forms
Find articles and free legal forms to use to dispute a debt when a third party debt collector contacts you. These are not court forms that you can use to dispute a debt in a lawsuit. If you have been served with court papers and want to dispute the lawsuit, you'll want to check out the Collection Lawsuits subtopic.
How to Dispute a Debt with a Debt Collector
Learn how to dispute a debt with a debt collector, download a free legal form to dispute the debt, and learn next steps.
What to Do When Contacted about a Debt
Learn what you can do when contacted by a debt collector and find a free legal form you can send to ask for verification of the debt.
Know Your Rights When Dealing with a Debt Collector
Know your rights and understand your options when dealing with a debt collector. Download forms you can use to protect your rights.
Billed for Merchandise You Never Received? Here's What To Do
Information about what to do if you are billed for stuff that you did not buy or receive.
Dealing with Creditors Over a Deceased Loved One's Debts
Information to help you deal with a loved one's debts after death.
Visit our other website to find out you if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.
Debt Dispute Letter (write-in-the-blank form)
Download a free legal form that you can send to debt collector to dispute a debt. This is not a court form that you use to dispute a debt during a lawsuit.
Debt Validation Letter (write-in-the-blank form)
Download a free legal form to ask that a third party debt collector validate your debt before contacting you again. This is not a court form that you use to dispute a debt during a lawsuit.
Answer to Debt Collection Complaint (Write-in-the-blank Form)
Download a free write-in-the-blank form to file a written Answer to a Debt Collection Complaint.