Disputing a Debt
Information and Forms
Find articles and free legal forms to use to dispute a debt when a third party debt collector contacts you. These are not court forms that you can use to dispute a debt in a lawsuit. If you have been served with court papers and want to dispute the lawsuit, you'll want to check out the Collection Lawsuits subtopic.
How to Dispute a Debt with a Debt Collector
Learn how to dispute a debt with a debt collector, download a free legal form to dispute the debt, and learn next steps.
What to Do When Contacted about a Debt
Learn what you can do when contacted by a debt collector and find a free legal form you can send to ask for verification of the debt.
Know Your Rights When Dealing with a Debt Collector
Know your rights and understand your options when dealing with a debt collector. Download forms you can use to protect your rights.
Debt Dispute Letter (write-in-the-blank form)
Download a free legal form that you can send to debt collector to dispute a debt. This is not a court form that you use to dispute a debt during a lawsuit.
Debt Validation Letter (write-in-the-blank form)
Download a free legal form to ask that a third party debt collector validate your debt before contacting you again. This is not a court form that you use to dispute a debt during a lawsuit.
Answer to Debt Collection Complaint (Write-in-the-blank Form)
Download a free write-in-the-blank form to file a written Answer to a Debt Collection Complaint.