Title

Is it a legitimate debt?

Description
Find information about what to do when contacted about a debt.
Topic Layout
Robust

Information

MontanaDebt Options.org

By: Montana Legal Services Association (MLSA)

Visit MLSA's free debt website to find out if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.
Debt collectors have been buying and collecting debts discharged during bankruptcy, debts that people should not have to pay. This collection is illegal. This article explains the collection methods and how to protect yourself from them.

What to Do When Contacted about a Debt

By: Montana Legal Services Association (MLSA)

Learn what you can do when contacted by a debt collector and find a free legal form you can send to ask for verification of the debt.

Debt Validation Letter (write-in-the-blank form)

By: Montana Legal Services Association (MLSA)

Download a free legal form to ask that a third party debt collector validate your debt before contacting you again. This is not a court form that you use to dispute a debt during a lawsuit.

Debt Dispute Letter (write-in-the-blank form)

By: Montana Legal Services Association (MLSA)

Download a free legal form that you can send to debt collector to dispute a debt. This is not a court form that you use to dispute a debt during a lawsuit.