Debt Collector Harassment
Information and Forms
Find helpful articles and free court forms related to debt collector harassment by following the links below. If you have been served with court papers, you'll want to go to our Collection Lawsuits subtopic.
Know Your Rights When Dealing with a Debt Collector
Know your rights and understand your options when dealing with a debt collector. Download forms you can use to protect your rights.
4 Steps to Get Debt Collectors to Stop Contacting You
Learn how to get third party debt collectors to stop contacting you. Download a free cease contact letter. And, learn what legal action you can take if debt collectors keep contacting you.
19 Things a Debt Collector Cannot Take
Learn what income and property are protected from debt collectors; the situations when income or property may not be protected; and, download a free court form to ask for your protected income or property back.
Creditors threatened to take my home. Is there something I can do?
Yes. You can file a Declaration of Homestead to protect the home where you reside from unsecured debt...
Dealing with Creditors Over a Deceased Loved One's Debts
Information to help you deal with a loved one's debts after death.
HUD-approved Housing Counselors
The Department of Housing and Urban Development (HUD) trains and certifies non-profit housing counselors across the country.
Visit our other website to find out you if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.
What is a Wage Garnishment?
Learn what a wage garnishment is, and your options for when your wages are getting garnished. Find a free court form if someone garnished too much of your wages.
Which Debts to Pay When You Cannot Pay Them All
When you are unable to pay all your bills, here is some information to help you decide which bills to pay first.
Cease Contact Letter (write-in-the-blank form)
Download a free Cease Contact Letter that you can send to third party debt collectors to make them stop contacting you.
Debt Collector Phone Call Checklist
When working with a debt collector, it is a good idea to keep notes of every phone call to help protect your rights. Use our Debt Collector Phone Call Checklist to help keep track of your phone calls with debt collectors.