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Credit Reports

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How to Check your Credit Report for Free

Information to help you get your free credit report.

Building a Better Credit Report

Information on how to improve credit and tips on dealing with debt and credit-related scams.

HUD-approved Housing Counselors

The Department of Housing and Urban Development (HUD) trains and certifies non-profit housing counselors across the country.

How to Dispute Credit Report Errors

How to correct and dispute errors on your credit report. A sample letter is included.

MontanaDebtOptions.org

Visit our other website to find out you if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.

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