> Collection Proof
Information and Forms
When you only have exempt income and property, it is often called being "collection proof." Find helpful articles and free court forms related to exempt income and property by following the links below.
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19 Things a Debt Collector Cannot Take
Learn what income and property are protected from debt collectors; the situations when income or property may not be protected; and, download a free court form to ask for your protected income or property back. Read More
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Notice of Claimed Exemptions (write-in-the-blank form)
File this form with the court to ask for your exempt income or property back. Read More
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4 Steps to Get Debt Collectors to Stop Contacting You
Learn how to get third party debt collectors to stop contacting you. Download a free cease contact letter. And, learn what legal action you can take if debt collectors keep contacting you. Read More
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Cease Contact Letter (write-in-the-blank form)
Download a free Cease Contact Letter that you can send to third party debt collectors to make them stop contacting you. Read More
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HUD-approved Housing Counselors
The Department of Housing and Urban Development (HUD) trains and certifies non-profit housing counselors across the country. Read More
