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	Consumer > Credit Reports and Credit Repair


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Forms

Credit Report Dispute Letter (write-in-the-blank) This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This letter allows you to write to argue against an item in your credit report that you believe is wrong. Write-in-the-blank forms allow you to print out a form, then write your information into the form with a pen.
By: Montana Legal Services Association (MLSA)

Credit Report Dispute Letter (interactive) (Separate Website)
This letter allows you to write to argue against an item in your credit report that you believe is wrong. Interactive forms allow you to answer questions in an online interview. The computer uses your answers to fill in the forms. Then you print them. You can save and make corrections to your answers before printing.
By: Montana Legal Services Association (MLSA)

Help Us Make Interactive Forms Better! (Separate Website)
Have you used a self help interactive (online) form? Please take our very short survey to help us make our interactive forms better!
By: Montana Legal Services Association (MLSA)

Information

CREDIT REPORTS

Want A Free Credit Report? (Separate Website)
You can now receive 3 free credit reports a year!
By: AnnualCreditReport.com

Building a Better Credit Report This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Information on how to improve credit and tips on dealing with debt and credit-related scams.
By: Federal Trade Commission (FTC)

Understanding Credit Scores This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Information about credit scores and how you can find your score.
By: National Consumer Law Center (NCLC)

CREDIT REPAIR

Credit Repair: How To Help Yourself This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
A step by step guide to repairing your credit. Information about spotting scams and knowing your rights is included.
By: Federal Trade Commission (FTC)

How to Dispute Credit Report Errors This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
How to correct and dispute errors on your credit report. A sample letter is included.
By: Federal Trade Commission (FTC)

Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

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