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	Consumer > Debt Collection, Garnishment and Repossession


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Information

Which Debts to Pay When You Cannot Pay Them All
General rules to follow when deciding which bills to pay first.
By: Montana Legal Services Association (MLSA)

Paying Your Taxes - Online Payment Agreements (Separate Website)
A description of Online Payment Agreements and an application to start one. Also includes a list of frequently asked questions.
By: Internal Revenue Service (IRS)

Bankruptcy Clinics
Information aboout MLSA Bankruptcy Clinics and how they can help you with your debts.
By: Montana Legal Services Association (MLSA)

Credit Cards, Debt Repayment, and Debt Collection
A powerpoint on how credit cards work and paying them off, including if you fall behind.
By: Montana Legal Services Association (MLSA)

Prioritizing Your Expenses This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Contains 16 different guidelines to help you get your debt under control.
By: Consumer Rights for Domestic Violence Survivors Initiative

LiveHelp Tearstrip Flyer This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Information about MLSA's LiveHelp online legal help service. If you think others in your community could benefit from our LiveHelp service, please feel free to put up these flyers in your area.
By: Montana Legal Services Association (MLSA)

Bankruptcy Scam - Collecting Discharged Debt (Separate Website)
Debt collectors have been buying and collecting debts discharged during bankruptcy, debts that people should not have to pay. This collection is illegal. This article explains the collection methods and how to protect yourself from them.
By: Money Tip Central

Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

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