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Borrowing Against Your Home
  Information
 
   GENERAL INFORMATION
  
   
   Property Tax Refund (Separate Website)
Information about the property tax refund for homeowners.
By: Montana Department of Revenue
  
   
   Using a Homestead Declaration to Protect Your Home From Creditors (Separate Website)
Information about establishing a homestead declaration. A homestead declaration is a legal document that can protect up to $250,000 in value of a home against most creditors' claims.
By: Montana State University Extension
  
   
   HOME EQUITY LOANS
  
   
   When Your Home Is on the Line: What You Should Know About Home Equity Lines of Credit (Separate Website)
Information on home equity credit lines.
By: Board of Governors of the Federal Reserve System (The Fed)
  
   
   Home Equity Credit Lines (Separate Website)
Information about home equity credit lines, including whether a home equity credit line is right for you and how much you should borrow on a home equity credit line.
By: Federal Trade Commission (FTC)
  
   
   Home Equity Loans: Borrowers Beware! (Separate Website)
Information on abusive lending practices and how to protect yourself.
By: Federal Trade Commission (FTC)
  
   
   Home Equity Loans: The Three-Day Cancellation Rule (Separate Website)
Information about your right to cancel a home equity loan.
By: Federal Trade Commission (FTC)
  
   
   Need a Loan? Think Twice About Using Your Home as Collateral This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Information about steps you can take to protect yourself when obtaining a home equity loan.
By: Federal Trade Commission (FTC)
  
   
   Putting Your Home on the Loan Line Is Risky Business (Separate Website)
Information on home equity loans and how you could lose your home.
By: Board of Governors of the Federal Reserve System (The Fed)
  
   
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